Rutgersmortgage.com is a division of Rutgers University Student & Alumni Federal Credit Union. The credit union is a not-for-profit financial co-operative which is owned by its customers/members. Our philosophy is to provide the lowest rate loan products with the highest levels of service to our members. As a member/owner, you are eligible to take advantage of the great deals your credit union offers, and are not available to the general public.

What is rutgersmortgage.com?

Rutgersmortgage.com is an online real estate financing company who specializes in the origination of residential mortgage loans. Rutgersmortgage will normally pass the actual funding and servicing of loans on to wholesale lending sources. We will  work with (on average) as many as 40 lenders at any one time. By combining professional expertise with direct access to hundreds of loan products, we can provide the most efficient way to obtain financing tailored to your specific financial goals.

Rutgersmortgage.com will Handle the Details!

There are literally thousands of variables that can affect the outcome of your mortgage transaction. That's why we will act as a liaison between the title and escrow company, real estate agent, lender, appraiser, credit agency, the underwriters, the processors, attorneys, and any other services which may affect your transaction.

Rutgersmortgage.com will also:

• Discusses and explains financing program options
• Informs you, in writing, of lock-in options
• Explains all documents of the loan application
• Explains all associated costs of the loan application
• Explains the disbursement of all loan applications
• Explains the loan process, from application to closing
• Provides you with a good faith estimate of cost and fees
• Communicates with you throughout the loan process in a timely manner
• Coordinates the final closing of your transaction